April 14, 2025

Escrow, Closing Costs & Common Myths—What Buyers Need to Know: Elly Claussen, Mid America Bank

What exactly is escrow? How much do closing costs really add up to? And can buyers actually negotiate any of this? In this episode of Lawrence Real + Local: Keepin’ It Real, co-hosts Lexie Haskin with Flint Hills Mortgage and Campbell Ragan with McGrew Real Estate sit down with Elly Claussen from MidAmerica Bank to break down the essentials of escrow accounts, closing costs, and what buyers really need to know before signing on the dotted line. You’ll learn: ✔️ What an escrow account is and how it works after closing ✔️ What fees make up your closing costs and who typically pays them ✔️ Tips to negotiate or reduce those costs ✔️ Common mistakes to avoid at the closing table ✔️ How escrow accounts evolve over time ✔️ Regulations that protect buyers and sellers ✔️ 4 common myths about escrow and closing—debunked! Whether you’re a first-time buyer, a seasoned homeowner, or just love learning how the process works, this is a must-listen for real estate clarity and confidence. 🎧 Tune in and keep it real—Lawrence style.

April 1, 2025

Rural Housing Challenges and Solutions

As we recognize the start of Fair Housing Month, this timely episode of Lawrence Real + Local: Keepin’ it Real explores the unique challenges—and potential solutions—facing rural homebuyers across Kansas. This is the sixth installment in our Affordable Housing Series, and we’re joined by guest co-host Rob Hulse, Vice President of the Lawrence Board of REALTORS®, along with guests Deborah Becker (Movement Mortgage) and Randy Russell (Stephens Real Estate). From infrastructure hurdles and zoning restrictions to financing options like USDA loans, this episode takes a comprehensive look at rural housing barriers and opportunities. We dive into long-term maintenance, natural disaster risks, modular housing trends, and more—including a fun “Fact or Fiction” round to bust some common myths about rural living. If you serve clients in rural areas or are curious about expanding your market knowledge, this one’s for you.

March 18, 2025

Financial Foundations: How Smart Money Management Leads to Homeownership

Buying a home is one of the biggest financial decisions you’ll make, and financial literacy is the key to making smart, informed choices. In this episode of Lawrence Real + Local: Keepin’ it Real Podcast, host Lexie Haskin (Flint Hills Mortgage), and guest co-host Patrick Dipman (McGrew Real Estate) sit down with financial experts Ashley Zeller (Bank Midwest) and Ginger Ellsperman (Housing and Credit Counseling, Inc.) to break down the essentials of financial literacy for homebuyers. We’ll tackle key topics like managing debt, improving credit, budgeting for a down payment, and navigating mortgage options confidently. Plus, we’ll discuss how financial education can be made more accessible and equitable for communities historically facing homeownership barriers. Whether you're a first-time buyer or looking to improve your financial standing, this episode is packed with insights to help you on your journey to homeownership. 🔊 Tune in to gain expert advice on setting yourself up for financial success in real estate!   Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage

March 4, 2025

Empowering First-Time Buyers

Buying your first home is an exciting milestone, but it can also feel overwhelming. In this episode of Lawrence Real + Local: Keepin’ It Real, we’re joined by Bailey Stuart (McGrew Real Estate) and Lexie Haskin (Flint Hills Mortgage) to break down everything first-time buyers need to know. From getting pre-approved for a mortgage and choosing the right loan program to avoiding common mistakes and navigating home inspections, this episode is packed with expert insights. We also explore how homebuyer education programs can better serve underrepresented groups and ensure equitable access to homeownership. Whether you're just starting your homeownership journey or looking for guidance, this episode will help you move forward with confidence! Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage

December 3, 2024

Clearing the Air: Understanding Radon and Radon Mitigation with Kyle Bulmer

In this eye-opening episode, we’re diving into everything you need to know about radon—what it is, how it impacts your health, and why every homeowner should know it. Join hosts Lexie Haskin from Flint Hills Mortgage and Emily Robertson from McGrew Real Estate as they sit down for an insightful conversation with Kyle Bulmer with Bulmer Environmental Solutions as he walks us through the radon testing process, discusses ongoing maintenance after mitigation and shares signs that may indicate a radon issue in your home. We’ll also tackle the big question: are at-home radon tests reliable?   Don’t miss our "Fact or Fiction" segment, where we bust common myths and confirm key truths about radon. From whether radon is only a concern in specific areas to its role as a leading cause of lung cancer among non-smokers, you’ll learn how to protect yourself and your loved ones. Tune in to make your home safer today!   Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage

April 9, 2024

Curbing Doubts: How Curb Appeal Influences Buyer Perception

In this episode of "Lawrence Real + Local, Keepin' it REAL Podcast by the Lawrence Board of Realtors," we delve into the crucial role curb appeal plays in the real estate market. Our hosts, joined by Michelle Roberts-Freeman with Stephens Real Estate, uncover effective ways to enhance a property's external charm. From quick fixes to overall appearances, discover how to create a captivating first impression that boosts value and attracts buyers. Learn about cost-effective updates, the latest outdoor design trends, and various curb appeal projects. Whether you're selling your home or just aiming to be the envy of the neighborhood, this episode is your guide to elevating your property's appeal efficiently.

Editing & Music: Josiah Moreno

Podcast Equipment & Space: Lawrence Public Library

Podcast Sponsor: Flint Hills Mortgage

Thank you to all parties that made this episode possible. Stay tuned for future content!

April 23, 2024

Unveiling the Mystery: Exploring Title Insurance with Beth Shmalberg

In this episode of "Lawrence Real + Local, Keepin' it REAL Podcast by the Lawrence Board of Realtors," we delve into the crucial role title insurance plays in a real estate transaction. Join our hosts for an enlightening episode as we delve into the world of title insurance with Beth Shmalberg from Kansas Secured Title. Title insurance is a crucial component of the real estate transaction process, yet it's often misunderstood. Beth demystifies the complexities surrounding title insurance, answering basic questions and providing essential information to empower consumers. Whether you're a first-time homebuyer or a seasoned investor, this episode equips you with the knowledge to navigate the intricacies of title insurance confidently.

Editing & Music: Josiah Moreno

Podcast Equipment & Space: Lawrence Public Library

Podcast Sponsor: Flint Hills Mortgage

Thank you to all parties that made this episode possible. Stay tuned for future content!

May 7, 2024

Exploring the Role and Value of Buyer's Agents with Cheri Drake, McGrew RE

In this episode of "Lawrence Real + Local, Keepin' it REAL Podcast by the Lawrence Board of Realtors," we delve into buyer agents' crucial role in a real estate transaction. Join our hosts for an enlightening episode as we delve into the world of real estate with Cheri Drake from McGrew Real Estate. Join us as we explore the role of buyer's agents and the value they bring to the real estate transaction process.

Editing & Music: Josiah Moreno

Podcast Equipment & Space: Lawrence Public Library

Podcast Sponsor: Flint Hills Mortgage

Thank you to all parties that made this episode possible. Stay tuned for future content!

May 21, 2024

Unmasking Mold: Signs, Health Risks, and Effective Mitigation with Nesreen Iskandrani

In this episode of "Lawrence Real + Local, Keepin' it REAL Podcast by the Lawrence Board of Realtors," we dive deep into the hidden world of mold. Join us as we uncover the telltale signs that mold may be lurking in your home, explore the serious health risks associated with prolonged mold exposure, and demystify the mold mitigation process. Are home tests for mold reliable? We'll answer that too. Plus, don't miss our fun and informative game segment, "Mold MythBusters," where we'll separate fact from fiction. For instance, is bleach really an effective remedy for visible mold? Tune in to find out and arm yourself with the knowledge to keep your home safe and healthy.

Editing & Music: Josiah Moreno

Podcast Equipment & Space: Lawrence Public Library

Podcast Sponsor: Flint Hills Mortgage

Thank you to all parties that made this episode possible. Stay tuned for future content!

June 4, 2024

Navigating the NAR Settlement: Insights with Rob Hulse

In this episode of "Lawrence Real + Local, Keepin' it REAL Podcast by the Lawrence Board of Realtors,” we sit down with Rob Hulse, Executive Vice President of the Lawrence Board of Realtors, to unpack the recent NAR (National Association of Realtors) settlement. Rob sheds light on why NAR chose this path and the significant changes resulting from the settlement. We delve into the shifting role of the MLS, the new compensation options available, and what these changes mean for both home buyers and sellers. Rob also discusses the potential requirement of Buyer Agency Agreements, the broader impact on the Lawrence Board of REALTORS®, and their upcoming steps. Whether you're a realtor, buyer, or seller, this episode provides crucial insights to help you navigate the evolving real estate landscape.

Editing & Music: Josiah Moreno

Podcast Equipment & Space: Lawrence Public Library

Podcast Sponsor: Flint Hills Mortgage

Thank you to all parties that made this episode possible. Stay tuned for future content!

July 9, 2024

Smooth Moves: Expert Tips with Reese Jones, Professional Moving & Storage

August 7, 2024

Navigating Interest Rates with Kelsey McClasky from Fairway Independent Mortgage Corporation

In our latest episode of "Lawrence Real + Local, Keepin' it REAL Podcast by the Lawrence Board of Realtors," we dive deep into the world of mortgage interest rates with Kelsey McClasky from Fairway Independent Mortgage Corporation, exploring how economic shifts and Federal Reserve policies impact them. Learn the ins and outs of fixed-rate vs. adjustable-rate mortgages and discover actionable steps to secure the best possible rate. We also break down what factors, beyond interest rates, influence your mortgage payments and how to estimate them accurately.

🔍 Topics Covered:

1. How do economic changes and Federal Reserve policies affect mortgage rates?
2. Fixed-rate vs. adjustable-rate mortgages—what's right for you?
3. Tips to improve your chances of securing a lower mortgage rate.
4. How credit scores and other factors influence your interest rate.
5. Understanding APR and its role in comparing lenders.
6. How to estimate mortgage payments, including property taxes and insurance.
7. Is interest rate the only factor to consider when choosing a lender?

Fact or Fiction Segment:

• Does the Federal Reserve solely set interest rates? Fact or Fiction?
• Do higher rates always mean higher payments? Fact or Fiction?
• Does locking in a rate guarantee no changes before closing? Fact or Fiction?
• Is shopping around for the lowest rate the most important? Fact or Fiction?
• Are ARMs always riskier than fixed-rate mortgages? Fact or Fiction?

Tune in to sharpen your knowledge and make informed decisions about your home financing! 🏠💡

Editing & Music: Josiah MorenoPodcast

Equipment & Space: Lawrence Public Library

Podcast Sponsor: Flint Hills Mortgage

Thank you to all parties that made this episode possible. Stay tuned for future content!

August 20, 2024

Unlocking the Benefits: Why You Should Use a Realtor for Your Next Move with Jill Ballew, Stephens Real Estate and LBOR 2024 President

Curious about the benefits of using a realtor? 🤔 In our latest episode of "Lawrence Real + Local, Keepin' it REAL Podcast," we sit down with Jill Ballew, Stephens Real Estate and 2024 Lawrence Board of Realtors President; we dive deep into why having a professional by your side can make all the difference in your real estate journey! 🏠✨ We cover all the key topics and answer the burning questions you might have.

1️⃣ What’s the difference between a Real Estate Agent and a Realtor?

2️⃣ What are the benefits of using a local Realtor when buying or selling a home? 🏠

3️⃣ How do realtors help with pricing accuracy, market expertise, and negotiations? 💼

4️⃣ Access to listings, handling paperwork, and navigating legal considerations. 📝

5️⃣ Personalized advice, problem-solving, and what to look for in a Realtor. 🤝

Plus, we're debunking common myths in real estate! 🧐

Whether you're buying, selling, or just interested in the market, this episode is a must-listen! 🎧

February 18, 2025

Making Use of Local Housing Programs with Erika Zimmerman and Ashley Taylor

September 10, 2024

Home Insurance Uncovered: From Claims to Costs with Thea Lease

In this episode of "Lawrence Real + Local, Keepin' it REAL Podcast," we’re diving deep into the world of home insurance with expert guest Thea Lease, Sr. Account Executive at The Sparke Agency, Farm Bureau Financial Services. Whether you’re a homeowner, buyer, or just curious, Thea helps us break down the key elements of home insurance that everyone should understand. We cover the full spectrum, from what the claims process looks like to what factors can influence the cost of your policy. We'll also talk about when you should update your coverage, how the current residential insurance market is evolving, and what information you’ll need to get an accurate quote. And don’t miss our fun “Insurance MythBusters” segment at the end, where we put common home insurance myths to the test! Tune in for practical advice, insider insights, and a few surprises along the way! Topics Discussed: -The insurance claim process explained -Factors that affect your home insurance costs -Life changes that warrant an insurance update -The current market for residential real estate insurance -What you need for an insurance quote Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage Thank you to all parties that made this episode possible. Stay tuned for future content!