June 16, 2025
Staging on a Budget: How to Make Your Home Stand out Without Breaking the Bank
Guest: Moriah Miller, Crystal Clear Realty Hosts: Lexie Haskin (Flint Hills Mortgage) & Campbell Ragan (McGrew Real Estate)
Staging your home doesn’t have to cost thousands to make a big impact. In this episode,
we sit down with Moriah Miller of Crystal Clear Realty to talk all about budget-friendly staging strategies that help homes shine—without draining your wallet. Tune in to learn: Why staging matters more than you think What rooms you must focus
on when preparing to sell Low-cost and DIY staging tips you can implement today Common staging mistakes (and how to avoid them) How staging can actually affect your sale price and days on market Plus, don’t miss our Fact or Fiction segment, where we bust myths like “staging is only for luxury homes” and “you always need a pro to do it.”
June 2, 2025
How to Use HELOCs Effectively - Smart Ways to Tap Into Your Home's Equity
A HELOC can be one of the most flexible financial tools available to homeowners, but only if you use it wisely. In this episode, we sit down with Secily Rees of Envista Federal Credit Union to break down how Home Equity Lines of Credit actually work, when they’re a good idea, and what to avoid.
You'll learn: -How HELOCs differ from traditional mortgages -Smart ways to use your home’s equity (and when to steer clear) -How HELOC interest rates compare to other financing -Common misconceptions and mistakes homeowners make -How to calculate how much equity to tap into—without going overboard Whether you’re funding a renovation, paying off debt, or investing in your future, this episode will give you the clarity and confidence you need to use your equity effectively.
May 19, 2025
New Construction: The Process & What it Looks Like
Guest: Joy Slavens, Keller Williams Integrity
Hosts: Lexie Haskin (Flint Hills Mortgage) & Campbell Ragan (McGrew Real Estate)
Thinking about building your dream home? This episode breaks down the entire new construction journey—from finding a builder to financing and what to expect along the way. Lexie and Campbell sit down with Joy Slavens of Keller Williams Integrity to explore:
-The first steps every buyer should take when considering new construction
-Key differences between building new vs. buying existing -Custom homes vs. spec homes—what’s more common now and why
-Financing tips and common buyer upgrades
-What to watch out for during the build process Plus, our Fact or Fiction segment uncovers the truth about pricing, upgrades, and how much say buyers really have in the design process.
May 6, 2025
Inventory Shortages & New Construction in Lawrence: What’s Really Going On?
Guest: Bobbie Flory, Executive Director of the Lawrence Home Builders Association Hosts: Lexie Haskin (Flint Hills Mortgage) & Campbell Ragan (McGrew Real Estate) What’s driving the housing shortage in Lawrence?
In this episode, Lexie and Campbell sit down with Bobbie Flory to explore everything from skyrocketing construction costs to zoning restrictions—and what can realistically be done to address the growing gap in available homes. We talk about: -Why inventory is low (and which buyers are hit hardest) -The true cost of building today -What role city regulations play -What builders, buyers, and the community can do next And don’t miss our Fact or Fiction segment where we bust some common myths about new construction and housing supply.
April 14, 2025
Escrow, Closing Costs & Common Myths—What Buyers Need to Know: Elly Claussen, Mid America Bank
What exactly is escrow? How much do closing costs really add up to? And can buyers actually negotiate any of this? In this episode of Lawrence Real + Local: Keepin’ It Real, co-hosts Lexie Haskin with Flint Hills Mortgage and Campbell Ragan with McGrew Real Estate sit down with Elly Claussen from MidAmerica Bank to break down the essentials of escrow accounts, closing costs, and what buyers really need to know before signing on the dotted line. You’ll learn: ✔️ What an escrow account is and how it works after closing ✔️ What fees make up your closing costs and who typically pays them ✔️ Tips to negotiate or reduce those costs ✔️ Common mistakes to avoid at the closing table ✔️ How escrow accounts evolve over time ✔️ Regulations that protect buyers and sellers ✔️ 4 common myths about escrow and closing—debunked! Whether you’re a first-time buyer, a seasoned homeowner, or just love learning how the process works, this is a must-
listen for real estate clarity and confidence. 🎧 Tune in and keep it real—Lawrence style.
April 1, 2025
Rural Housing Challenges and Solutions
As we recognize the start of Fair Housing Month, this timely episode of Lawrence Real + Local: Keepin’ it Real explores the unique challenges—and potential solutions—facing rural homebuyers across Kansas. This is the sixth installment in our Affordable Housing Series, and we’re joined by guest co-host Rob Hulse, Vice President of the Lawrence Board of REALTORS®, along with guests Deborah Becker (Movement Mortgage) and Randy Russell (Stephens Real Estate). From infrastructure hurdles and zoning restrictions to financing options like USDA loans, this episode takes a comprehensive look at rural housing barriers and opportunities. We dive into long-term maintenance, natural disaster risks, modular housing trends, and more—including a fun “Fact or Fiction” round to bust some common myths about rural living. If you serve clients in rural areas or are curious about expanding your market knowledge, this one’s for you.
March 18, 2025
Financial Foundations: How Smart Money Management Leads to Homeownership
Buying a home is one of the biggest financial decisions you’ll make, and financial literacy is the key to making smart, informed choices. In this episode of Lawrence Real + Local: Keepin’ it Real Podcast, host Lexie Haskin (Flint Hills Mortgage), and guest co-host Patrick Dipman (McGrew Real Estate) sit down with financial experts Ashley Zeller (Bank Midwest) and Ginger Ellsperman (Housing and Credit Counseling, Inc.) to break down the essentials of financial literacy for homebuyers. We’ll tackle key topics like managing debt, improving credit, budgeting for a down payment, and navigating mortgage options confidently. Plus, we’ll discuss how financial education can be made more accessible and equitable for communities historically facing homeownership barriers. Whether you're a first-time buyer or looking to improve your financial standing, this episode is packed with insights to help you on your journey to homeownership. 🔊 Tune in to gain expert advice on setting yourself up for financial success in real estate! Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage
March 4, 2025
Empowering First-Time Buyers
Buying your first home is an exciting milestone, but it can also feel overwhelming. In this episode of Lawrence Real + Local: Keepin’ It Real, we’re joined by Bailey Stuart (McGrew Real Estate) and Lexie Haskin (Flint Hills Mortgage) to break down everything first-time buyers need to know. From getting pre-approved for a mortgage and choosing the right loan program to avoiding common mistakes and navigating home inspections, this episode is packed with expert insights. We also explore how homebuyer education programs can better serve underrepresented groups and ensure equitable access to homeownership. Whether you're just starting your homeownership journey or looking for guidance, this episode will help you move forward with confidence! Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage
December 3, 2024
Clearing the Air: Understanding Radon and Radon Mitigation with Kyle Bulmer
In this eye-opening episode, we’re diving into everything you need to know about radon—what it is, how it impacts your health, and why every homeowner should know it. Join hosts Lexie Haskin from Flint Hills Mortgage and Emily Robertson from McGrew Real Estate as they sit down for an insightful conversation with Kyle Bulmer with Bulmer Environmental Solutions as he walks us through the radon testing process, discusses ongoing maintenance after mitigation and shares signs that may indicate a radon issue in your home. We’ll also tackle the big question: are at-home radon tests reliable? Don’t miss our "Fact or Fiction" segment, where we bust common myths and confirm key truths about radon. From whether radon is only a concern in specific areas to its role as a leading cause of lung cancer among non-smokers, you’ll learn how to protect yourself and your loved ones. Tune in to make your home safer today! Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage
April 9, 2024
Curbing Doubts: How Curb Appeal Influences Buyer Perception
In this episode of "Lawrence Real + Local, Keepin' it REAL Podcast by the Lawrence Board of Realtors," we delve into the crucial role curb appeal plays in the real estate market. Our hosts, joined by Michelle Roberts-Freeman with Stephens Real Estate, uncover effective ways to enhance a property's external charm. From quick fixes to overall appearances, discover how to create a captivating first impression that boosts value and attracts buyers. Learn about cost-effective updates, the latest outdoor design trends, and various curb appeal projects. Whether you're selling your home or just aiming to be the envy of the neighborhood, this episode is your guide to elevating your property's appeal efficiently.
Editing & Music: Josiah Moreno
Podcast Equipment & Space: Lawrence Public Library
Podcast Sponsor: Flint Hills Mortgage
Thank you to all parties that made this episode possible. Stay tuned for future content!
April 23, 2024
Unveiling the Mystery: Exploring Title Insurance with Beth Shmalberg
In this episode of "Lawrence Real + Local, Keepin' it REAL Podcast by the Lawrence Board of Realtors," we delve into the crucial role title insurance plays in a real estate transaction. Join our hosts for an enlightening episode as we delve into the world of title insurance with Beth Shmalberg from Kansas Secured Title. Title insurance is a crucial component of the real estate transaction process, yet it's often misunderstood. Beth demystifies the complexities surrounding title insurance, answering basic questions and providing essential information to empower consumers. Whether you're a first-time homebuyer or a seasoned investor, this episode equips you with the knowledge to navigate the intricacies of title insurance confidently.
Editing & Music: Josiah Moreno
Podcast Equipment & Space: Lawrence Public Library
Podcast Sponsor: Flint Hills Mortgage
Thank you to all parties that made this episode possible. Stay tuned for future content!
May 7, 2024
Exploring the Role and Value of Buyer's Agents with Cheri Drake, McGrew RE
In this episode of "Lawrence Real + Local, Keepin' it REAL Podcast by the Lawrence Board of Realtors," we delve into buyer agents' crucial role in a real estate transaction. Join our hosts for an enlightening episode as we delve into the world of real estate with Cheri Drake from McGrew Real Estate. Join us as we explore the role of buyer's agents and the value they bring to the real estate transaction process.
Editing & Music: Josiah Moreno
Podcast Equipment & Space: Lawrence Public Library
Podcast Sponsor: Flint Hills Mortgage
Thank you to all parties that made this episode possible. Stay tuned for future content!
May 21, 2024
Unmasking Mold: Signs, Health Risks, and Effective Mitigation with Nesreen Iskandrani
In this episode of "Lawrence Real + Local, Keepin' it REAL Podcast by the Lawrence Board of Realtors," we dive deep into the hidden world of mold. Join us as we uncover the telltale signs that mold may be lurking in your home, explore the serious health risks associated with prolonged mold exposure, and demystify the mold mitigation process. Are home tests for mold reliable? We'll answer that too. Plus, don't miss our fun and informative game segment, "Mold MythBusters," where we'll separate fact from fiction. For instance, is bleach really an effective remedy for visible mold? Tune in to find out and arm yourself with the knowledge to keep your home safe and healthy.
Editing & Music: Josiah Moreno
Podcast Equipment & Space: Lawrence Public Library
Podcast Sponsor: Flint Hills Mortgage
Thank you to all parties that made this episode possible. Stay tuned for future content!
June 4, 2024
Navigating the NAR Settlement: Insights with Rob Hulse
In this episode of "Lawrence Real + Local, Keepin' it REAL Podcast by the Lawrence Board of Realtors,” we sit down with Rob Hulse, Executive Vice President of the Lawrence Board of Realtors, to unpack the recent NAR (National Association of Realtors) settlement. Rob sheds light on why NAR chose this path and the significant changes resulting from the settlement. We delve into the shifting role of the MLS, the new compensation options available, and what these changes mean for both home buyers and sellers. Rob also discusses the potential requirement of Buyer Agency Agreements, the broader impact on the Lawrence Board of REALTORS®, and their upcoming steps. Whether you're a realtor, buyer, or seller, this episode provides crucial insights to help you navigate the evolving real estate landscape.
Editing & Music: Josiah Moreno
Podcast Equipment & Space: Lawrence Public Library
Podcast Sponsor: Flint Hills Mortgage
Thank you to all parties that made this episode possible. Stay tuned for future content!
July 9, 2024
Smooth Moves: Expert Tips with Reese Jones, Professional Moving & Storage
In this episode of "Lawrence Real + Local, Keepin' it REAL Podcast by the Lawrence Board of Realtors," we dive deep into the world of moving and storage with Reese Jones from Professional Moving and Storage. Join us as we explore the ins and outs of a seamless moving process, from packing tips and tricks to choosing the right storage solutions for your needs. We'll discuss common challenges, offer expert advice on avoiding moving pitfalls, and share stories of unexpected moving surprises. Tune in to learn more and arm yourself with the knowledge to make your next move smooth and stress-free.
Editing & Music: Josiah Moreno
Podcast Equipment & Space: Lawrence Public Library
Podcast Sponsor: Flint Hills Mortgage
Thank you to all parties that made this episode possible. Stay tuned for future content!
August 7, 2024
Navigating Interest Rates with Kelsey McClasky from Fairway Independent Mortgage Corporation
In our latest episode of "Lawrence Real + Local, Keepin' it REAL Podcast by the Lawrence Board of Realtors," we dive deep into the world of mortgage interest rates with Kelsey McClasky from Fairway Independent Mortgage Corporation, exploring how economic shifts and Federal Reserve policies impact them. Learn the ins and outs of fixed-rate vs. adjustable-rate mortgages and discover actionable steps to secure the best possible rate. We also break down what factors, beyond interest rates, influence your mortgage payments and how to estimate them accurately.
🔍 Topics Covered:
- How do economic changes and Federal Reserve policies affect mortgage rates?
- Fixed-rate vs. adjustable-rate mortgages—what's right for you?
- Tips to improve your chances of securing a lower mortgage rate.
- How credit scores and other factors influence your interest rate.
- Understanding APR and its role in comparing lenders.
- How to estimate mortgage payments, including property taxes and insurance.
- Is interest rate the only factor to consider when choosing a lender?
Fact or Fiction Segment:
- Does the Federal Reserve solely set interest rates? Fact or Fiction?
- Do higher rates always mean higher payments? Fact or Fiction?
- Does locking in a rate guarantee no changes before closing? Fact or Fiction?
- Is shopping around for the lowest rate the most important? Fact or Fiction?
- Are ARMs always riskier than fixed-rate mortgages? Fact or Fiction?
Tune in to sharpen your knowledge and make informed decisions about your home financing! 🏠💡
Editing & Music: Josiah MorenoPodcast
Equipment & Space: Lawrence Public Library
Podcast Sponsor: Flint Hills Mortgage
Thank you to all parties that made this episode possible. Stay tuned for future content!
August 20, 2024
Unlocking the Benefits: Why You Should Use a Realtor for Your Next Move with Jill Ballew, Stephens Real Estate and LBOR 2024 President
Curious about the benefits of using a realtor? 🤔 In our latest episode of "Lawrence Real + Local, Keepin' it REAL Podcast," we sit down with Jill Ballew, Stephens Real Estate and 2024 Lawrence Board of Realtors President; we dive deep into why having a professional by your side can make all the difference in your real estate journey! 🏠✨ We cover all the key topics and answer the burning questions you might have.
1️⃣ What’s the difference between a Real Estate Agent and a Realtor?
2️⃣ What are the benefits of using a local Realtor when buying or selling a home? 🏠
3️⃣ How do realtors help with pricing accuracy, market expertise, and negotiations? 💼
4️⃣ Access to listings, handling paperwork, and navigating legal considerations. 📝
5️⃣ Personalized advice, problem-solving, and what to look for in a Realtor. 🤝
Plus, we're debunking common myths in real estate! 🧐
Whether you're buying, selling, or just interested in the market, this episode is a must-listen! 🎧
February 18, 2025
Making Use of Local Housing Programs with Erika Zimmerman and Ashley Taylor
We cover:✅ How Tenant to Homeowner helps buyers overcome mortgage challenges
✅ The Habitat for Humanity process & how it keeps homes affordable
✅ Common myths about affordable housing programs
✅ How to determine eligibility & prepare for homeownership
✅ DEI initiatives to make housing programs more inclusive
If you're thinking about buying a home but don't know where to start—or if you want to help others navigate local housing resources—this episode is for you! 🎧✨
💬 Share your thoughts: What questions do YOU have about affordable housing?
Editing & Music: Josiah MorenoPodcast Equipment & Space: Lawrence Public LibraryPodcast Sponsor: Flint Hills Mortgage NMLS #2493743
September 10, 2024
Home Insurance Uncovered: From Claims to Costs with Thea Lease
In this episode of "Lawrence Real + Local, Keepin' it REAL Podcast," we’re diving deep into the world of home insurance with expert guest Thea Lease, Sr. Account Executive at The Sparke Agency, Farm Bureau Financial Services. Whether you’re a homeowner, buyer, or just curious, Thea helps us break down the key elements of home insurance that everyone should understand. We cover the full spectrum, from what the claims process looks like to what factors can influence the cost of your policy. We'll also talk about when you should update your coverage, how the current residential insurance market is evolving, and what information you’ll need to get an accurate quote. And don’t miss our fun “Insurance MythBusters” segment at the end, where we put common home insurance myths to the test! Tune in for practical advice, insider insights, and a few surprises along the way! Topics Discussed: -The insurance claim process explained -Factors that affect your home insurance costs -Life changes that warrant an insurance update -The current market for residential real estate insurance -What you need for an insurance quote Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage Thank you to all parties that made this episode possible. Stay tuned for future content!